Hardwick, P., Langmead, J. and Khan, B., 1999. An introduction to modern economics. 5th ed. Harlow: Longman.

Day, R., 1999. Accountability, regulation and the principal agent model. Journal of Interdisciplinary Economics, 10.

Hardwick, P. and Adams, M., 1999. The Determinants of Financial Derivatives Use in the UK life Insurance Industry. Working Paper. Poole, UK: Bournemouth University School of Finance and Law.

Hardwick, P. and Adams, M., 1999. The Determinants of Financial Derivatives Use in the United Kingdom Life Insurance Industry. Abacus, 35 (2), pp. 163-184.

Hansford, A., 1999. Self Assessment: Working together towards best practice. Technical Report. London: Chartered Institute of Taxation.

Hardwick, P. and Adams, M., 1999. The Use of Financial Derivatives by UK Life Insurers. Journal of European Financial Services, 2 (1).

Tauringana, V. and Jenson, P., 1999. What accounts for the accounting differences: US vs UK? International Journal of Business Disciplines, 9 (1), pp. 75-81.

Hardwick, P. and Letza, S., 1999. The relative performance of mutual and proprietary life insurance companies in the UK: an exploratory study. Working Paper. Poole, UK: Bournemouth University School of Finance and Law.