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To screen or not to screen? Let the competition decide.

Papanikolaou, N.I., 2018. To screen or not to screen? Let the competition decide. Economics letters, 170, 175 - 178.

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To Screen or not to Screen_Accepted post peer review.pdf - Accepted Version
Available under License Creative Commons Attribution Non-commercial No Derivatives.


Official URL:

DOI: 10.1016/j.econlet.2018.06.015


We develop a model of spatial competition to explore how changes in the market structure affect the incentives of banks to screen loan applicants. We take a post-crisis perspective that treats the number of banks as exogenous. Our findings reveal that the relaxation of competition distorts banks’ incentives to invest in screening.

Item Type:Article
Uncontrolled Keywords:Financial crisis; Bank competition; Market structure; Screening
Group:Bournemouth University Business School
ID Code:30944
Deposited By: Symplectic RT2
Deposited On:12 Jul 2018 13:38
Last Modified:14 Mar 2022 14:11


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